Overview

It’s not just fair. It’s the law.

The Affordable Care Act will reduce health care costs and make coverage more secure and reliable for all Americans. The new law increases competition, protects consumers, helps small businesses pay for employee coverage, and cuts down on waste, fraud, and abuse in Medicare.

Here are some of the major reforms that have already taken effect, or will take effect over the next several years:

  • You can no longer be denied coverage because of a pre-existing condition.

  • If you have coverage, you can no longer lose your insurance because you get sick.

  • Members of Congress will be required to have the same health care coverage as millions of Americans.

  • Small businesses now have access to the same low rates big buisnesses benefit from and will receive tax credits to provide coverage to workers.

  • Waste, fraud, and abuse in Medicare will be cut, helping ensure that you aren’t paying more because others are gaming the system.

  • Prescription drug costs will be lowered for millions of seniors, gradually eliminating the gap in Medicare prescription drug coverage.

For more information on these and other reforms, and to find out how the new law works for you and your family, visit our Resource Center.