Health Care Reform is Here
September 23 2010
Happy health care day!
Today, September 23rd, is the day that health care reform becomes a reality. Here is a quick overview of the important changes that go into effect today:
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No More Getting Dropped After You Get Sick
You no longer can be cut after the fact, period.
- Immediate Access, Even If You Have Pre-Existing Conditions
Children younger than 19 no longer can no longer be rejected from health care plans due to pre-existing conditions, and new plans cannot exclude adults or children from coverage for a pre-existing condition.
- No More "Lifetime Limits"
Insurers no longer can stop your benefits because you have "maxed out".
- Tax Credits for Small Businesses Providing Coverage to Workers
Qualified small businesses will get tax credits to help cover up to 35 percent of their workers’ premiums.
- Medicare Prescription Drug Rebates for Seniors
Medicare Part D enrollees who hit the Medicare prescription drug benefit gap in 2010 automatically will receive a $250 rebate check.
Click here for more information on the September 23rd changes, and visit healthcare.gov for a complete guide to the Affordable Care Act.
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"Under new plans, no child under age 19 will be denied coverage for a pre-existing conditions, period. Adults who have been without insurance for six months and who have been unable to obtain insurance because of a pre-existing condition, can apply for coverage under the Pre-Existing Condition Insurance Plan (PCIP)."
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Insurers can no longer cut someone after the fact.
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New screening procedures are now in place for health care providers to eliminate fraud and waste in the health care system.
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Medicare Part D enrollees who hit the Medicare prescription drug benefit gap in 2010 will automatically receive a $250 rebate check.
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Effective immediately, qualified small employers get tax credits of up to 35% of premiums for offering coverage.
Video
America's new health care law makes it easier for you to find the quality, affordable health care that you and your family need.
